Union members are offered 3 types of Union Plus credit cards: Primary Access, Premium Rate and Cash Rewards Credit Card. They can choose any of them depending on their needs and which card features suit them best.
The Union Plus credit card is operated by Capital One N.A. under license from Mastercard International Incorporated. Take a look at the basic functions of the three cards.
Capital One Union Plus Credit Cards
Master access card
The Union Plus Primary Access credit card is for union members who want to increase their credit through administration. Cardholders can access a higher credit line if the first 5 payments are made on time.
- Required credit level: Good
- Line of Credit Range: $300 to $3,500
- APR: 25.49% (variable)
Advantage card fees
This Union Plus credit card comes with a low-interest rate and no introductory APR.
- Required credit level: Excellent
- Line of credit: $500 to $7,500
- 0% APR for the first 15 months on purchases and transfers
Variable APR from 15% to 23.15%; then a 3% transfer fee, which is debited from the card account within the first 15 months.
Cash reward card
The Cash Rewards Union Plus credit card is ideal for union members who make frequent purchases.
- Required credit level: Excellent
- 5% cashback on every purchase
- Credit Range: $500 to $1,000
- 0% APR for the first 12 months on purchases and transfers
Variable APR from 15% to 25.49%, then 3% fee for each transfer made to the card account during the first 12 months
The Union Plus Mortgage program, funded by Wells Fargo Home Mortgage, can help you buy or refinance a home while enjoying exclusive benefits for union members. The program is offered to union members, their parents, and their children.